About
BFSI and cloud professional with 5 years of experience spanning credit risk analysis, regulatory reporting, financial research, and data analytics across IndusInd Bank, Aeon Credit Service India, and Dun & Bradstreet India, now paired with hands-on AWS, DevOps, and Infrastructure-as-Code skills built through a self-funded cloud upskilling sabbatical. Delivered zero-error CRILC, RBI, and IFSCA statutory submissions on high-stakes monthly cycles, ran rating migration and PD estimation across roughly 5 lakh wholesale borrower records supporting ECL model inputs, and built a production credit risk scoring model that improved loan approval accuracy by 15%. Earned AWS Certified Solutions Architect – Associate (SAA-C03) and AWS Certified Cloud Practitioner (CLF-C02), and built three documented GitHub projects covering Terraform multi-AZ infrastructure, Docker/Kubernetes container orchestration, and GitOps delivery with ArgoCD on Amazon EKS. Comfortable working at the intersection of BFSI domain knowledge, cloud infrastructure, and data engineering — a combination most candidates on either side rarely bring together — for banks, NBFCs, IT/cloud service providers, and any organisation modernising its data and infrastructure stack. Immediate joiner based in Mumbai, open to hybrid or remote roles across BFSI, IT, and other cloud-enabled sectors.
Skills & Expertise (44)
Work Experience
Cloud & DevOps Upskilling
Self-Directed
Mar 2026 - Jul 2026
Left a Deputy Manager role at IndusInd Bank to complete a four-month, self-funded, structured upskilling sabbatical in cloud and DevOps engineering. Earned AWS Certified Solutions Architect – Associate (SAA-C03) and AWS Certified Cloud Practitioner (CLF-C02) through hands-on lab work across EC2, VPC, IAM, S3, RDS, CloudWatch, Lambda, Auto Scaling, and Elastic Load Balancing. Built hands-on Docker and Kubernetes environments (Kind, kubeadm, Minikube) on AWS EC2, along with Terraform-based multi-AZ and 3-tier architecture deployments with CI/CD via GitHub Actions. Implemented a GitOps delivery pipeline using ArgoCD and Kustomize on Amazon EKS; documented all projects on GitHub.
Deputy Manager [Credit Risk Analysis (Wholesale Portfolio)]
IndusInd Bank Ltd.
Dec 2025 - Mar 2026
Ran rating migration analysis and PD estimation across roughly 5 lakh wholesale borrower records supporting ECL model inputs used in capital calculations. Traced and resolved data discrepancies on counterparty exposures above Rs. 5 Cr across source systems, coordinating fixes with risk and technology teams. Delivered zero-error CRILC, RBI, and IFSCA statutory submissions every cycle, along with CRMC/RMC presentations and GIFT City balance statements for senior leadership. Strengthened credit risk models by incorporating conduct risk parameters into the existing model structure.
Assistant Manager (MIS and Technical Support)
Kamaths Ourtimes Icecreams Pvt. Ltd.
Aug 2025 - Dec 2025
Built Power BI dashboards for supply chain and operational analytics, connecting multiple source systems into a unified data model. Rebuilt MIS reporting workflows in Python and SQL, cutting manual reporting effort by roughly 60% and eliminating a recurring class of manual data-entry errors. Implemented data validation and reconciliation checks across source systems by mapping the full data flow.
Assistant Manager (Data Analytics)
Aeon Credit Service India Pvt. Ltd.
Apr 2022 - Aug 2025
Designed and maintained end-to-end SQL and Python ETL pipelines for credit and collections reporting, running reliably on monthly cycles for over three years. Built a Python and SQL classification model for loan approval risk scoring that improved accuracy by 15% and reduced default exposure, used in production credit decisions. Developed Tableau dashboards for collections performance tracking; collection efficiency improved 30% after rollout. Presented monthly findings and recommendations to senior management, translating analytical output into business decisions.
Associate Financial Research Analyst
Dun & Bradstreet India
Mar 2021 - Feb 2022
Conducted financial analysis on mid-to-large Indian corporates - balance sheet, P&L, cash flow, and sector context - for institutional lending and investment decisions. Pulled and reconciled financial data from multiple sources, building rigorous data accuracy habits applied in every subsequent role.
Education
MBA (Finance) - St. Xavier's Institute of Management and Research
2019 - 2021 · India
M.Com (Accounts and Finance) - K. J. Somaiya College of Arts and Commerce
2017 - 2019 · India
B.Com - K. J. Somaiya College of Arts and Commerce
2014 - 2017 · India
Certifications
AWS Certified Solutions Architect – Associate (SAA-C03)
Amazon Web Services · 2026
Cloud Solution Architect
AWS Certified Cloud Practitioner (CLF-C02)
Amazon Web Services · 2026
Cloud Foundation
AWS Training Badges: Shift-Left Tag Compliance (Terraform + Organizations), Designing Event-Driven Architectures, Migration Evaluator, Optimizing FinOps Strategy, AWS Observability
Amazon Web Services · 2026
AWS Training certification
Oracle Certified Agentic AI Foundation Associate
Oracle · 2026
Agentic AI Foundation
Pursing Data Science & Machine Learning
Scalar Academy · 2026
Data Science & Machine Learning(ML)
Microsoft Power BI Data Analyst Associate (PL-300)
Microsoft · 2025
Power BI
Tableau Desktop Certified Associate
Edureka · 2025
Tableau
Data Visualization with Power BI
Great Learning Academy · 2025
Data Visualisation
SQL Skill Mastery
Scalar Academy · 2024
SQL Mastery
Data Analysis using PySpark
Great Learning Academy, · 2024
PySpark
Excel for Intermediate Level
Great Learning Academy, · 2023
Excel
Interested in this developer?
Profile Score Breakdown
Profile Overview
Skills (44)
Click a skill to find developers with the same skill
