About
Data Scientist with ~6 years of total professional experience, including 4.5 years of experience in Data Science and Generative AI Engineering, building production-grade machine learning systems and Large Language Model (LLM) applications in the financial services and NBFC sector. Proven expertise in Retrieval-Augmented Generation (RAG), LangChain, LangGraph, predictive modeling, collections analytics, model monitoring, MLflow, Docker, and Databricks. Delivered measurable business impact including a 2% reduction in delinquency rates, up to 5% improvement in digital collections efficiency, and 1.1% uplift in pre-delinquency resolution rates.
Skills & Expertise (33)
Work Experience
Manager - Data Scientist
Tata Capital Ltd.
Jul 2026 - Present
Architected a GenAI-powered conversational analytics platform using LangChain, LangGraph, and OpenAI APIs that translates natural language queries into structured financial metric calculations. Engineered multi-step LangGraph agentic workflows with tool-calling capabilities for automated reasoning and calculation execution. Applied prompt engineering best practices to optimize LLM response accuracy for domain-specific financial terminology.
Assistant Manager - Data Scientist
Tata Capital Ltd.
Oct 2023 - Jun 2026
Designed and deployed a Pre-Delinquency Model (PDM) to predict probability of bounce in the next month for non-delinquent customers. Built a Bucket-X Channel Allocation Model predicting probability to self-cure within 6 days of bounce. Developed an automated Model Monitoring Framework for deployed production models.
Manager - Data Science & Analytics
L&T Finance
Apr 2022 - Oct 2023
Built an NLP-driven village mapping and Field Loan Counsellor (FLC) auto-allocation system using FuzzyWuzzy fuzzy string matching to extract village names from unstructured customer addresses.
Trainee Marine Engineer
Anglo-Eastern Ship Management
Nov 2018 - Jul 2020
Worked as a Trainee Marine Engineer onboard commercial vessels, supporting marine engineering operations, equipment maintenance, troubleshooting, and process adherence in a safety-critical operational environment.
Education
Post Graduate Program (PGP) in Data Science - Praxis Business School
2021 - 2022 · Afghanistan
Graduate Marine Engineering - Anglo Eastern Maritime Academy
2017 - 2018 · Afghanistan
B.E. Mechanical Engineering - Mahakal Institute of Technology & Management
2012 - 2016 · Afghanistan
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Skills (33)
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