About
Self-reliant and career-focused professional with 3.8 years of experience in Android SDK, POS, and EMV development within dynamic Fintech and service-based industries. Proficient in Java, Kotlin, and Jetpack Compose, with a strong foundation in designing and delivering scalable, secure mobile applications. Experienced across the full Software Development Life Cycle (SDLC), including requirements analysis, development, testing, certification, and production support. Recognized for reducing integration time, implementing cutting-edge NFC payment solutions, and achieving end-to-end payment terminal certifications. Hands-on experience in QA automation and manual testing, including API, functional, regression, and performance testing using JMeter, ensuring system reliability and transaction performance under load.
Skills & Expertise (23)
Work Experience
Software Engineer - Android POS Developer
Credopay Technology Services Pvt Ltd
Jun 2022 - Present
Joined the organization in June 2022. Assigned to active project development starting August 2022. Worked on Android POS application modules, payment flows, and device-level integrations. Built foundational experience in EMV transactions, SDK-based payments, and secure POS architectures.
Developer
Credopay Technology Services Pvt Ltd
Jul 2024 - Present
Developed a dynamic and modular Android Point-of-Sale (POS) application using Kotlin and Jetpack Compose in Android Studio, delivering a clean, responsive, and high-performance native user interface. Implemented real-time transaction processing, comprehensive product management, and secure payment workflows using a modern, reactive Compose-based architecture.
Android App Developer
Freelance
Jan 2020 - Jan 2021
Worked as a freelance Android app developer, delivering custom mobile solutions using Flutter and Java based on client requirements. Built cross-platform apps with Flutter for faster deployment and consistent UI across Android and iOS.
Developer
Credopay Technology Services Pvt Ltd
Aug 2024 - Jan 2025
Designed and developed retail and payment features using Java (Android SDK), following Clean Architecture principles for scalability and modularity. Integrated Aadhaar Enabled Payment Services (AEPS) to enable secure biometric-based transactions within POS systems.
Developer
Credopay Technology Services Pvt Ltd
Aug 2023 - Feb 2025
Developed modular POS applications and Android SDKs using Java and Kotlin, following Clean Architecture and MVI principles. Implemented secure EMV L2/L3 payment flows, DCC, and NFC/card transactions, compliant with Visa, MasterCard, Amex, and RuPay standards.
Developer
Credopay Technology Services Pvt Ltd
Apr 2023 - Oct 2025
Hands-on experience in EMV L2, L3 / End-to-End Card Brand Certifications with Visa, Mastercard, and American Express, ensuring successful terminal approval with processors and acquirers. Led host message specification certification by validating ISO 8583 transaction flows, field mappings, reversals, advice, and settlement scenarios.
Education
Computer Science - Bannari Amman Institute of Technology
- 2020 · Afghanistan
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