Bhavana S

Compliance Analyst

Bengaluru, Karnataka 3+ yrs exp 81 · Excellent

About

Compliance Analyst with 3+ years of experience in KYC, AML, and regulatory compliance. Proficient in customer due diligence, risk assessment and documentation verification, with a proven track record of ensuring compliance, mitigating risks, and supporting operational excellence.

Skills & Expertise (9)

MS Excel Advanced

7.5/10

Years Exp

AML Intermediate

7.3/10

Years Exp

KYC Intermediate

7.3/10

Years Exp

Customer Due Diligence Intermediate

7.3/10

Years Exp

Problem-solving Advanced

7.0/10

Years Exp

Critical thinking Advanced

7.0/10

Years Exp

Gen AI Intermediate

6.5/10

Years Exp

Risk Assessment Intermediate

6.5/10

Years Exp

Tableau Intermediate

6.0/10

Years Exp

Work Experience

Senior Representative Operations

Concentrix

Jan 2022 - May 2024

Monitoring and managing the completion of CDD documentation for all customers in line with AML Policies & Procedures. Ensuring that all necessary screening takes place in line with the KYC customer matrix. Notifying local management of operational issues. Ensuring KYC / Anti-Money Laundering risk assessments using corporate compliance tools are completed before account opening and on an ongoing basis for new accounts. Utilized workplace tools such as Gen AI, World Check, Tableau, Web search to assist in conducting AML screening and reviews in accordance with the bank’s policies and procedures. Working closely with team members to deliver project requirements, develop solutions and meet deadlines. Analyse account history and trends to ensure all appropriate risks were mitigated and restriction/dismissal decisions are made on each account review. Working Profile Includes monitoring the transactions Wishlist complying to all the regulatory and bank norms which includes AML and validating and auditing the documents (KYC) of individual clients and doesn’t breach any of the statutory and organizational requirements. Part of customer on boarding team and Working profile includes AML Sanctions, PEP, KYC, Customer Due Diligence, Enhanced Due Diligence, and screening. Understanding AML, KYC procedures and policies that needs to be complied to the AML systems. Performed required screenings/background checks on clients and associated connected parties.

Data Entry QA

FinFort Infotech LLP

Nov 2020 - Nov 2021

Performed GST and Income Tax document validation for retail and business loan applicants. Verified ITR, Form 16, Form 26AS, GST returns, and turnover details to assess applicant eligibility. Cross-checked financial and tax data using government portals (GST & Income Tax) to ensure document authenticity. Identified discrepancies and escalated inconsistencies or missing documents for clarification. Supported the credit and underwriting team by providing accurate verification inputs. Ensured adherence to KYC, compliance guidelines, and internal SOPs. Maintained accurate records and updated verification status in Loan Management Systems (LMS). Met quality and turnaround time (TAT) targets for document processing.