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Nidhi Mangal

Nidhi Mangal

Payments Test Engineer

Pune, India
78
Profile Score

About

Payments Test Engineer with 2+ years of experience in ISO 20022 and SWIFT payment systems, working on HSBC banking projects at Capgemini. Strong expertise in end-to-end payment lifecycle testing, MT-MX validation, regulatory compliance, and defect management. Experienced in validating high-value real-time and cross-border payment flows across SIT, UAT, and production environments. Proven track record of improving payment quality through structured testing, defect governance, and stakeholder collaboration.

Skills & Expertise (13)

ISO 20022 Message Testing Intermediate
7.1/10
1
Years Exp
SWIFT MT Message Validation Intermediate
7.0/10
1
Years Exp
CBPR+ Migration & L4L Testing Intermediate
6.9/10
1
Years Exp
RTGS & Cross-Border Payment Flows Sanctions & Compliance Testing End-to-End Payment Lifecycle Validation Defect Management & Triage Agile Sprint-Based Testing Basic Automation Exposure React.js Tailwind CSS Git GitHub

Work Experience

Front-End Development Intern

CraftIndika

Mar 2023 - Sep 2023

Developed responsive UI components using React.js and Tailwind CSS. Used Git and GitHub for version control and collaborative development.

Test Analyst / Defect Manager

Capgemini Technology Services

Dec 2023 - Present

Performed end-to-end testing of ISO 20022 and SWIFT payment transactions including pacs.008, pacs.009, pacs.004, pain.001, camt.110, and camt.111 messages. Validated SWIFT MT messages (MT103, MT202, MT202 COV) and supported message mapping during CBPR+ migration. Executed 500+ functional and integration test cases covering payment processing, rejections, retries, and return flows. Conducted Like-for-Like (L4L) validation between MT and ISO 20022 MX messages ensuring data integrity. Performed sanctions screening validation using Firco, testing pass, fail, and block scenarios. Managed 300+ defects in JIRA, participated in defect triage calls, and coordinated fixes with development teams. Supported SIT and UAT testing across MENAT and EU payment flows ensuring regulatory compliance. Assisted in automation regression testing using Tosca for payment validation scenarios.

Education

B.Tech – Computer Science & Engineering - C.V. Raman Global University

2019 - 2023 · Afghanistan

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Profile Score Breakdown

📷 Photo 10/10
📄 Resume 10/10
💼 Job Title 10/10
✍️ Bio 10/10
🛠️ Skills 18/20
🎓 Education 10/10
⏱️ Experience 5/15
💰 Rate 0/5
🏆 Certs 0/5
Verified 5/5
Total Score 78/100

Profile Overview

Member sinceMar 2026

Skills (13)

ISO 20022 Message Testing SWIFT MT Message Validation CBPR+ Migration & L4L Testing RTGS & Cross-Border Payment Flows Sanctions & Compliance Testing End-to-End Payment Lifecycle Validation Defect Management & Triage Agile Sprint-Based Testing Basic Automation Exposure React.js +3 more