Priyambada Rout
Data Analyst
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Skills & Expertise (31)
Work Experience
Data Analyst – Banking Credit Risk Analytics
D-BALK Protech Pvt. Ltd.
Jan 2019 - Present
Prepared daily, weekly and monthly loan portfolio reports covering disbursement, outstanding balance, portfolio growth, repayment performance and delinquency. Monitored DPD buckets, roll rates, vintage performance, cure rates, slippages, write-offs, settlements, gross NPA and net NPA. Developed portfolio dashboards by product, branch, geography, customer segment, bureau score and risk category. Tracked collection efficiency, recovery rate, overdue balance, promise-to-pay, contactability, collector productivity and agency performance. Prepared IFRS 9 reports covering Stage 1, Stage 2 and Stage 3, SICR, stage migration, PD, LGD, EAD, 12-month ECL and lifetime ECL. Conducted ECL movement, provision variance and account-level reconciliation for finance, risk, audit and management teams. Automated recurring MIS reports and data-validation processes using SQL, SAS and Python. Built interactive Power BI dashboards for portfolio risk, collections, recovery and IFRS 9 reporting.
Data Analyst – Retail Supply Chain Analytics
Retail/E-commerce/FMCG Company
Present - Present
Prepared supply chain reports covering inventory, procurement, warehouses, logistics, order fulfilment and store operations. Analysed stock availability, inventory ageing, slow-moving products, excess inventory, stock-outs and replenishment requirements. Monitored supplier lead time, delivery adherence, rejection rate, purchase-order status and vendor fill rate. Tracked warehouse productivity, order cycle time, fulfilment rate, OTIF, shipment delays, transportation cost and returns.
Education
B.Sc. (Mathematics) - Utkal University
- 2018 · Afghanistan
Intermediate (Science) - CHSE Odisha
- 2015 · Afghanistan
SSC - BSE Odisha
- 2013 · Afghanistan
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