About
Detail-oriented MIS Officer – Credit with hands-on experience in Credit MIS reporting, risk analysis, and statutory audit support within the banking domain. Strong expertise in Excel-based MIS, SQL data extraction, and basic Python automation to analyze large datasets and deliver actionable insights. Proven track record of reducing portfolio risk, improving STP efficiency, and successfully resolving FOIR audit issues. Known for strong coordination with regional teams and delivering accurate, compliance-ready reports for management decision-making.
Skills & Expertise (20)
Work Experience
Officer – Credit MIS Reporting
Ujjivan Small Finance Bank – Corporate Office, Bengaluru
Jan 2025 - Present
Built and automated loan performance and risk reports using Excel (advanced formulas, pivots) and SQL, improving reporting efficiency by 40%. Led analytics for a native Indian customer-facing application, resulting in a 33% reduction in overall risk exposure, 40% reduction in high-risk cases, and 15% improvement in STP (Straight Through Processing). Handled FOIR statutory audits end-to-end, identified data and process gaps, and successfully resolved audit observations with zero repeat findings. Identified data mismatches across systems, reducing manual reconciliation errors.
Education
Bachelor of Science - Karnataka University Dharwad
2019 - 2022 · Afghanistan
Certifications
Certified Data Analyst – Excel, SQL, Power BI
· 2023
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Profile Overview
Availability Details
Visa Status
Citizen
Relocation
Depends on Offer
