Dattatri Tari
Data Analyst
About
Data Analyst with 2+ years of experience in banking and financial analytics, with hands-on experience in Personal Loan portfolio analytics for TSB Bank UK. Skilled in SQL, Python, Power BI, Alteryx, Excel, Machine Learning, and Generative AI. Experienced in loan portfolio analysis, credit risk analytics, DPD and delinquency analysis, data cleaning, data validation, KPI reporting, and Power BI dashboard development. Supports Machine Learning initiatives through data preparation, EDA, feature engineering support, and model performance analysis, with experience using GenAI for AI-assisted data analysis.
Skills & Expertise (38)
Work Experience
Data Analyst
TSB Bank, UK
Sep 2024 - Present
Analyzed Personal Loan portfolio data covering applications, approvals, loan amounts, repayments, arrears, DPD, and delinquency to support Credit Risk and portfolio reporting. Used SQL to extract, join, transform, aggregate, and validate customer and loan-level data, generating business-ready datasets, KPIs, and portfolio insights. Used Python (Pandas, NumPy) for data cleaning, profiling, missing-value checks, duplicate detection, EDA, and data-quality validation to prepare reliable analytical datasets. Developed Power BI dashboards using DAX, data modelling, KPIs, slicers, and drill-throughs to monitor loan portfolio performance, repayments, DPD, delinquency, and risk trends; used Alteryx for data preparation, transformation, validation, and repeatable workflows. Performed Credit Risk analysis including DPD, Delinquency, Repayment, Vintage, Roll Rate, Cohort, Customer Segmentation, Credit Score, and portfolio-risk analysis to identify repayment patterns and higher-risk segments. Used Excel for Pivot Tables, data reconciliation, KPI validation, ad-hoc analysis, and cross-checking SQL and Power BI results against source data. Supported Machine Learning initiatives through data preparation, EDA, feature-engineering support, and model-output analysis; used Generative AI for AI-assisted analysis and documentation, and collaborated with Business Analysts, Credit Risk, and Loan Operations teams in an Agile environment using Jira and UAT.
Education
Bachelor of Technology โ Electrical and Electronics Engineering - Guru Nanak Dev Engineering College, Bidar
- ยท Afghanistan
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Skills (38)
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