Vatssal Sahgal
Corporate Finance & FP&A
About
Corporate Finance & FP&A practitioner (MBA-Finance) with hands-on experience in budgeting, forecasting, variance analysis, and product-level P&L across banking and CA-firm environments. Builds financial models, MIS reports, and Annual Operating Plans directly in Excel and Power BI, turning financial and risk data into decision-ready analysis.
Skills & Expertise (12)
Work Experience
Financial Analyst (MIS)
RSAV & Co. (Chartered Accountants)
Nov 2025 - Present
Prepare and automate monthly MIS reports and dashboards for 10+ client entities, consolidating financial data across entities for management review. Perform variance analysis of actuals against budgets and forecasts, highlighting key drivers of deviation for client leadership. Support month-end close, account reconciliations, and preparation of financial statements for the firm's clients. Build Excel-based financial models and reporting templates, cutting reporting turnaround time by ~15% while improving accuracy.
Product & Communication Manager
AU Small Finance Bank
Oct 2024 - Nov 2025
Delivered product analysis and executive-level reports for the Deputy CEO on YoY growth, product performance, and prioritisation. Automated daily and weekly MIS and P&L reporting in Excel and Power BI, reducing report preparation time by 20%. Prepared the Annual Operating Plan (AOP) across 10+ retail banking products, consolidating revenue projections, expense budgets, and growth assumptions. Supported end-to-end product launch and integration by managing requirements and ensuring operational readiness.
Deputy Division Manager
Fincare Small Finance Bank
Apr 2023 - Oct 2024
Performed detailed variance analysis across a ₹500 Cr+ retail banking portfolio, identifying key drivers of deviation across revenue, interest income, fees, and operating expenses. Conducted product pricing and cost analysis to evaluate the impact of CASA and FD rate changes, improving cost forecasting and margin accuracy. Led budgeting and forecasting for retail banking products, analysing historical performance and cost drivers to support annual planning and quarterly reforecasts. Partnered with Operations and Risk teams to validate transactional and risk data, ensuring completeness and integrity of financial reporting.
Education
MBA, Finance - Symbiosis Institute of Business Management
2021 - 2023 · India
BBA (Hons), Business Administration - Amrut Mody School of Business Management
2017 - 2021 · India
Certifications
No certifications added yet
Interested in this developer?
Profile Score Breakdown
Profile Overview
Availability Details
Visa Status
Citizen
Relocation
Open to Relocation
Skills (12)
Click a skill to find developers with the same skill
